Maximum Portfolio Withdrawal Rate
Our Maximum Portfolio Withdrawal Rate chart shows the value of a portfolio invested 50% in fixed income and 50% in stocks rebalanced annually. Distributions are assumed to grow at the annual rate of inflation. Each line represents a different portfolio withdrawal rate. A portfolio invested 50-50 in 1946 with a 4% withdrawal rate would have lasted for 53 years. At a 4% withdrawal rate the chart shows that you can expect to generate enough income for yourself, but there is no guarantee of passing money onto your heirs.
Investing involves risk, including loss of principal. International and sector investments may involve additional risks, including non-diversification risk, currency risk, political risk, and geopolitical risk. Carefully consider your investment objectives, risk tolerance, and costs before investing. The information appearing above does not serve as the receipt of, or a substitute for, personal investment advice from Richard C. Young & Co., Ltd. or any other investment professional. Past performance is not a guarantee of future results.
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