Investment Programs

At Richard C. Young & Co., Ltd., we are committed to your comfort and peace of mind. Our company is all about you and your needs, and we recommend for you the basic programs we use for ourselves.

In order to create an ideal financial shield and sleep well year after year, regardless of what the economy and markets are doing, you require a blend of fixed-income securities, dividend-paying stocks, mutual funds, and exchange-traded funds.

Our programs cover a broad investment spectrum. We offer portfolios that can help you meet your personal, family or company's investment goals.

Thanks to the value guidelines set down by Ben Graham, along with the pioneering of Warren Buffett and John Bogle, we craft investment portfolios based on Patience and Diversification and centered on the power of Value and Compound Interest.

• Global Income & Capital Protection Program -- Seeks to avoid excessive volatility while providing a stream of current income. Targets an asset mix of 70%-80% in fixed income securities and 20%-30% in equity type securities.

• Global Moderate Income Program -- Seeks to provide a current stream of income while maintaining the purchasing power of future income and capital. Targets an asset mix of 50-65% in fixed income type securities and 35% to 50% in equity type securities.

• Global Moderate Income & Capital Appreciation Program -- Seeks to reduce volatility while targeting a long-term rate of return that exceeds the rate of inflation. Targets an asset mix of 40%-50% fixed income securities and 50%-60% equity type securities.

• Global Moderate Capital Appreciation Program -- Seeks to provide capital appreciation with a reduced amount of risk compared to an aggressive capital appreciation strategy. Targets an asset mix of 20%-30% in fixed income securities and 70%-80% equity type securities.

• Custom -- Customized programs may be offered to investors who want to establish an asset allocation different than the asset allocations described above.