Investment Philosophy

Since Richard C. Young & Co., Ltd. was founded in 1989, investing in dividend and interest-paying securities has been our primary focus. Cold, hard cash in the form of a steady stream of dividend and interest payments is a comfort to conservative investors.

We have invested for decades with the knowledge that long, dry spells occur for stock prices. Our solution to these dry spells? Make dividends a major focus of equity portfolios. Regular cash payments year in and year out can help compensate for weak stock market performance. A relatively high level of dividends today, and the potential for dividend increases tomorrow, make good common sense for retired and soon-to-be retired investors.