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Richard C. Young & Co., Ltd.

Richard C. Young & Co., Ltd. is a Naples, FL and Newport, RI based financial advisory firm. We have been ranked by Barron’s as one of the top independent financial advisors in the nation for the last eight consecutive years. We manage portfolios for individuals, families, and small businesses throughout the United States.

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The Best Rule Is: Stay the Course

September 30, 2021

September 2021 Client Letter

Thanks to a modest monetary gift from my grandfather, I began investing in the early 1990s. Given that my dad was editor of the monthly investment newsletter, Richard C. Young’s Intelligence Report, investment advice was never in short supply.

Headline Investing

July 1, 2021

June 2021 Client Letter

As things look today, it appears we may head into summer facing more troubling financial headlines than we saw during the first half of this year. Inflation has been a big topic this past month…

Yield Scarcity

May 20, 2021

May 2021 Client Letter

When I started working at Richard C. Young & Co. Ltd., our sole investment focus was investing in U.S. Treasury securities. The most profitable strategy we implemented during the early years of the 1990s was long-term zero-coupon bonds.

Maintaining a Long-Term Perspective

March 4, 2021

March 2021 Client Letter

Staying invested during extreme market downturns may seem counterintuitive when losses are piling up, but it is often one of the best decisions an investor can make. That doesn’t mean portfolio positioning and individual holdings should be set on autopilot…

No Easy Choices

December 28, 2020

December 2020 Client Letter

America’s pension fund managers face some difficult choices. With bond yields near record lows and pension liabilities rising, pension managers have to choose between taking more risk or asking for employers and employees to make greater contributions.

One of the Costliest Investment Mistakes You Can Make

December 2, 2020

November 2020 Client Letter

One of the costliest investment mistakes you can make is overreacting to current events and political or economic instabilities.

An Unusual Year

October 29, 2020

October 2020 Client Letter

A combination of market volatility, political and economic uncertainty, and many unsettling events in the U.S. have delivered one of the most challenging and unusual years we have faced as investors. The year began on a positive note.

The Primary Reason to Save and Invest

September 18, 2020

September 2020 Client Letter

As you plan for your retirement, or if you are already retired, what is your primary financial consideration? For many of you, the primary reason to save and invest is to provide income during retirement. From what clients have told me over the years, planning for retirement and actually being retired require two different mindsets.

Silver Soars

July 31, 2020

July 2020 Client Letter

If you thought the FAANG stocks were hot, check out silver. The FAANG stocks may grab the headlines in the financial press, but silver has doubled from its March lows. Gold prices have also been in an uptrend. Gold hasn’t rallied as much as silver, but gold is trading at a new all-time high, and it is up an impressive 28% YTD.

Investing for Income with Rock-bottom Interest Rates

June 23, 2020

June 2020 Client Letter

For over a decade, the reach for yield on Wall Street has been fervent, pushing some investors into making bad decisions. The insatiable thirst for yield spawned the slicing and dicing of mortgage-backed securities that led to a complex and confusing mess during the 2008 financial crisis.

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Client Letter Archives

Has the Situation Really Changed?

August 28, 2024

“Irreplaceable Infrastructure”

July 9, 2024

The Stones on the Road

April 5, 2024

Revisiting the Arithmetic of Portfolio Losses

September 7, 2023

The Narrow Rally

July 6, 2023

The Great Comeback

May 22, 2023

Is Your Bond Allocation Where It Should Be?

March 31, 2023

Your Money Makes Money

February 3, 2023

Prudence, Intelligence, and Discretion

December 2, 2022

Bonds Play Role in Portfolios

November 2, 2022

Recession? Dividends Can Provide a Cushion

September 6, 2022

The Decisions You Make Today

July 5, 2022

May 2022 Client Letter

May 2, 2022

Consistency

March 21, 2022

Sticking to the Plan

December 23, 2021

The Best Rule Is: Stay the Course

September 30, 2021

Headline Investing

July 1, 2021

Yield Scarcity

May 20, 2021

Maintaining a Long-Term Perspective

March 4, 2021

No Easy Choices

December 28, 2020

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NAPLES, FL
5150 Tamiami Trail North, Suite 400
Naples, FL 34103
Phone: (888) 456-5444 Fax: (239) 213-0770

NEWPORT, RI
98 William Street
Newport, RI 02840
Phone: (800) 843-7273 Fax: (401) 849-0002

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