November 2022 Client Letter

A year ago, when cryptocurrencies were trading at their all-time highs, I was interviewed by CNBC. According to CNBC, financial advisors like me were divided on whether it was too soon or too risky to put clients’ money into cryptos. The article looked to establish whether to invest or not.

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October 2022 Client Letter

By year-end 1993, I had about 18 months experience in the investment industry. During that short period, I had it relatively easy. The U.S. economy was enjoying its 33rd straight month of economic expansion, interest rates were still on the low side, and inflation was tame. As we rolled into 1994, it appeared we could have another year of market stability.

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September 2022 Client Letter

Here in Naples, we are already a month into the new school year. With our youngest son Jack now a freshman, we again have two kids in high school. Rick, a senior, has a study hall during first period, which allows him to stay at home until second period. This leaves me on morning-carpooling detail for Jack.

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June 2022 Client Letter

My blood pressure readings were a little high at my annual physical in January. Not to the point where medication was required, but enough to schedule a June follow-up. My doctor suggested returning to a consistent exercise schedule.

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May 2022 Client Letter

Recently, our family began the process of touring colleges for my son, Rick, who is finishing his junior year at Naples High. On our first round of visits we flew Delta, connecting in Atlanta and finally arriving in Charlottesville…

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